Our Services – Kirkham Insurance Ltd

At Kirkham Insurance Services, we understand that protecting what matters most to you is a top priority. With our comprehensive range of insurance solutions, we strive to provide you with peace of mind and financial security. Whether you’re looking for coverage for your personal, commercial, farm, or life, our team of experienced professionals is dedicated to tailoring the perfect insurance plan to meet your specific needs.

Personal Lines Insurance

Your personal property is important to you – which means it is important to us. Personal Lines Insurance protects you or your family against loss that occurs in or to your personal property, such as your home or vehicle. Discuss Personal Lines Insurance options with a member of our knowledgeable team to find the coverage policy that protects you, your family, and your property in the way you need it to.

Home Insurance

Your home is likely one your largest and most important financial investments. As a homeowner you need to protect the persons and things in your home, as well as others who may visit you. This is a big responsibility but don’t worry, our team at Kirkham Insurance will guide you through the process of financially protecting your home and help you choose the best policy.

Tenants Insurance

As a tenant, it may be tempting to assume that your landlord’s home insurance will cover your personal property with your suite or room, however this is not the case. Tenant Insurance protects you from financial risk if something, like a fire or flood, damages your furniture, entertainment equipment, or other personal property, or if your landlord were to sue you to recover the cost of any home structure rebuilds or repairs. Speak with one of expert Insurance Brokers if you rent and are looking to protect yourself, your loved ones, or your personal property.

Condo Insurance

When it comes to your individual condo unit, your Condo Corporation’s Insurance is unlikely to apply. If an accident were to occur within your individual condo unit, you would likely be held responsible. Condo Insurance can provide protection for your personal property, as well as any improvements or upgrades made to the condo, loss assessments, personal liability, or additional living expenses. Learn more about Condo Insurance and how you can protect your home with one of our insurance brokers.

Auto Insurance

No matter what make and model of car you drive, a car accident can occur at any time to anyone, and it is best to be prepared. Auto Insurance is a necessity, both legally and for peace of mind. With Auto Insurance, you would be protected against costs due to replacement, damages, and public liability after a collision or other incident. There are also various optional coverage policies that provide additional protection to you. Our team at Kirkham will compare rates from the top contenders in Auto Insurance to find you personalized coverage that suits your needs.

Commercial Insurance

Owning a business is an important but stressful endeavor. Commercial Insurance helps relieve some of that stress by protecting you, the business owner, and your employees from the risks of injury, business interruption, and many other potential losses. It is best to protect your business from potential financial despair. Our team at Kirkham Insurance navigates the complex world of Commercial Insurance for you so you don’t need to stress about getting the right policy for you and your business.

Business Liability Insurance

Commercial Building Insurance

Commercial Building Insurance protects the physical assets of your business from loss or damage due to various causes. You can choose to insure a variety of business property, including your equipment, inventory and supplies, office fixtures, personal property of on-site employees, various exterior structures, and more. With the help of one of your experts, Kirkham Insurance can help you find the policies that suit the needs of your business while providing you the best protection.

Commercial Auto Insurance

Commercial Auto Insurance helps protect the vehicle or vehicle fleet used in your business operations. Insuring such vehicles can help if a driver or passenger of one your vehicles gets injured, your need to rent a temporary vehicle for your business in the case of an accident, you need to use your personal vehicle for business purposes, or other scenarios. Learn more about Commercial Auto Insurance from one of our knowledgeable insurance brokers at Kirkham Insurance, who will search through policy options and help you find the one that protects your business the best.

Condo Corporation Insurance

While individual condo unit owners likely have insurance that covers their unit, their insurance does not provide coverage for the structure of the condo or any common areas. If an accident were to occur to the condo building, Condo Corporation Insurance will cover any damages caused. Condo Corporation Insurance, which is a legal requirement in Alberta, typically covers liability, fire, and water damage, but speak with one of our experts at Kirkham Insurance to find the best plan for your condo.

Farm Insurance

Your farm is your livelihood and should be protected as such. Farm Insurance can provide protection for your home, farm buildings and contents, equipment, liability for the land, and more. Farms are susceptible to damage from weather, such as wind, hail, fires and smoke, as well as vandalism, transportation, escape of hazardous materials, and many others. At Kirkham Insurance we will help you find the insurance policy that works best for your farm’s needs.

Farm Property Insurance

The property on your farm is essential to your financial outcome. Farm Property Insurance can provide coverage for living spaces, outbuildings, machinery and equipment, livestock, produce, and your income if damages were to occur. Speak with a member of our team at Kirkham Insurance to find the policy that protects what you need it to protect.

Farm Auto Insurance

With Farm Auto Insurance, you can protect vehicles you use around your farm, including both light- and heavy-duty trucks and your car as well. Coverage options include collision and comprehensive if your vehicle were to be in an accident. Discuss your farm vehicles with one of the experts at Kirkham Insurance and get a policy that works how you need it to.

Life Insurance

Financial protection for your family or beneficiaries after you die does not have to be stressful. With Life Insurance you can ensure your financial dependents will have financial security after your death. With various types of Life Insurance, it can be confusing as to which type would work best for you and your loved ones. Speak with one of our insurance brokers to find the Life Insurance policy that is optimal for you.

Accident & Sickness Insurance

Accidents or unexpected sickness can happen to anyone. Accident and Sickness Insurance helps protect your family if you were to be involved in a covered critical accident resulting in sickness or death. If you have a family or financial dependents, Accident and Sickness Insurance would help you continue to support them if you were suddenly unable to in your usual way. Our team at Kirkham Insurance will help you find the policy that would best support your family.